With advances in technology, the relationship that customers have with their bank and with their finances has changed. Customers rely less and less on walking into a branch for their banking needs, and instead have digital options to help them —ATMs, on-line chat, mobile phones, and Internet banking. So far these have been seen more as additive to a customer’s banking experience but when do we go over the digital disruption tipping point and see a change in the fundamental banking business?
I had the pleasure to speak at Imperial College a few weeks ago, as part of their programme called “Suits in the Garage” (It was a very appropriate name indeed since I usually wear a suit, and started as an entrepreneur working on top of a garage – although most young entrepreneurs based at WeWork or Level39(…)
“The incoming chief executive of French insurer Axa has said in his first interview that he wants the company to focus on the group’s digital transformation rather than making more big acquisitions.
Axa announced on Monday that Thomas Buberl, the 42-year-old head of the group’s German operations, would take over as CEO of the insurer in September, replacing Henri de Castries, who has held the job for 16 years.”
“In the VC world, there seems to be a fairly strong bias against pitching your company by saying, “We’re like X, but for Y. Most commonly, the “X” in the aforementioned sentence refers to Uber or Warby Parker…”
With the current volatility in the markets, some people are starting to question the viability of investments in Fintech – or technology in general. Although it’s not the majority, I suspect that we will hear more skepticism about the Fintech investment thesis over the next few months. However, I think it would be a mistake(…)
I had the pleasure to be be interviewed on the Meet A Mogul series of The Market Mogul, a financial site. The Meet a Mogul series has been designed as a platform for people to learn from the experience of others, and in my case they were interested in my experience as an entrepreneur, how and(…)
Most people who have an interest in Fintech have heard of Atom, Starling, Fidor, Mondo or Number 26. Some might have heard of Loot, or Holvi. But there is a fascinating bank that most people have never heard of, and that’s certainly because this French challenger bank doesn’t seem to seek any international visibility. Let’s take a step back(…)
Lendit very kindly offered a VIP Code for readers of Disruptive Finance to attend their conference. It will take place in San Francisco on 11/12 April at the San Francisco Marriott Marquis If you had to choose one event about p2p lending, marketplace lending, online, digital lending (I am a bit lost with all these new developments…), then Lendit is(…)
“Join the European FinTech Awards and Conference where innovative and disruptive FinTech companies are awarded. Meet 400 hand picked entrepreneurs, bankers, investors and advisors, extend your network and develop business.”
This article contains an overview of the Australian FinTech ecosystem with some of the most interesting startups and successful accelerators/incubators.