Disruptive Finance

The 7 most read articles on Disruptive Finance in 2016

The 7 most read articles on Disruptive Finance in 2016

If you’re looking for some Fintech reading, here are the 7 most popular articles (by page views) of 2016 on Disruptive Finance. I also added an 8th article (Fintech in 2016: why you need a different strategy), which was not even in the top 20, but was one of my favourite pieces. If you want to receive(…)

Why Amazon and Google are bound to enter finance

Why Amazon and Google are bound to enter finance

“Do you think that Google and Facebook will enter financial services ?” This is a question that is in many people’s minds, whether they work in Fintech or in traditional finance.  And indeed, the arrival of the GAFA (Google, Amazon, Facebook, Apple) in finance has been predicted and expected for years – with great excitement by some,(…)

Five Legal Threats for Fintech Startups

Five Legal Threats for Fintech Startups

“Nearly 20 years ago, the launch of online payments giant PayPal shook the financial services industry. Now, a new generation of financial technology or “fintech” companies is once again breaking down the oversized doors of the conservative banking business…”

15 Fintech blogs for the summer… [Updated]

15 Fintech blogs for the summer… [Updated]

If you want a bit of reading for the summer, here is a list of Fintech blogs I particularly like. This is totally biased and non-objective and I’m sure I missed many interesting blogs*. Since Disruptive Finance and Fintech is my “night job” and not my “day job”, getting interesting and relevant information through Twitter and blogs(…)

Fintech startups: compete or collaborate with traditional finance?

Fintech startups: compete or collaborate with traditional finance?

Consider these two statements : “The party’s over, for the banks at least” (Transferwise) “Today we are announcing an exciting new partnership with Santander UK, …” (Funding Circle) These statements were made by Transferwise and Funding Circle, two very well known Fintech startups. Both were created a few years ago, both are Unicorns (i.e.valued more than(…)

Artificial Intelligence is coming to finance. Slowly…

Artificial Intelligence is coming to finance. Slowly…

An article I wrote for Financial News about Artificial Intelligence “Meet Cortana, who has the talent to be the best trader in the world… But because her dad is Microsoft and her intelligence is artificial, human traders are not paying attention – but they should…”                  

Fintech is coming to Asia. Fast.

Fintech is coming to Asia. Fast.

In the same way that we could feel the emergence of Fintech in London a few years ago, we can detect a similar trend coming from Asia today. Remember that only 3 years ago there might have been less than 100 Fintech startups in London – whereas there might be 10 times that amount today. Are(…)

Update: Spain now ahead of New York in Fintech!

Update: Spain now ahead of New York in Fintech!

Further to my previous blog on the world ranking of Fintech places based on Twitter followers, there was some healthy discussions that were well summarised by Silvia Mensdorff: @Huynguyentrieu Love the rain of reactions your blog provocateur has sparked. Looking forward to the updated #fintech twitter ranking — Silvia Mensdorff (@silviamensdorff) December 13, 2014   Of(…)

Fintech in Hong Kong: what is the opportunity ?

Fintech in Hong Kong: what is the opportunity ?

I had the pleasure to meet Janos Barberis (known as @FintechHK on Twitter) a while ago, and have been incredibly impressed by what he has achieved. He is clearly one of the biggest fans of Fintech and financial inclusion, and thinks that Hong Kong is the best place to lead new initiatives in finance and(…)

What p2p lending can learn from traditional finance

What p2p lending can learn from traditional finance

Excerpt from an article I wrote in Financial News – which is quickly becoming a reference newspaper in Fintech and Disruptive Finance. “Disintermediation is a powerful trend that should not be underestimated – after five years, taxi app Uber and lodging website Airbnb have grown from zero to respective valuations of $20 billion and $10 billion.(…)