Startup

Fintech in 2016: why you need a different strategy

Fintech in 2016: why you need a different strategy

With the current volatility in the markets, some people are starting to question the viability of investments in Fintech – or technology in general. Although it’s not the majority, I suspect that we will hear more skepticism about the Fintech investment thesis over the next few months. However, I think it would be a mistake(…)

Five Legal Threats for Fintech Startups

Five Legal Threats for Fintech Startups

“Nearly 20 years ago, the launch of online payments giant PayPal shook the financial services industry. Now, a new generation of financial technology or “fintech” companies is once again breaking down the oversized doors of the conservative banking business…”

What lessons can we learn from Bondcube? [CEO Interview]

What lessons can we learn from Bondcube? [CEO Interview]

The growth in Fintech has been phenomenal during the last few years: 10 times more startups in London in 3 years, dozens of Fintech companies valued at more than $1bn, record breaking VC investments year after year. On the one hand, it is totally justifiable. Finance will be drastically different in 10 years, and the(…)

Startups, how to choose your co-founder ?

Startups, how to choose your co-founder ?

I had the pleasure to present to the students of the Master in Technology Innovation & Entrepreneurship at my alma mater, Ecole Polytechnique in France. Some people say that problems between co-founders is the first source of failure for startups. I don’t know if it’s true, but it’s clear that the “wrong” choice of a(…)

How can startups work with large banks?

How can startups work with large banks?

A piece I wrote for Financial News about the target market for startups, and whether they should target very large financial institutions: “This is a question that often comes back in fintech: what are the target customers for a start-up and should they go after the large banks, insurers, asset managers?…”

SoFi, a p2p lender to watch…

SoFi, a p2p lender to watch…

Lending Club and Prosper are the largest – and most well-known – p2p platforms in the US, but SoFi is certainly one of the most interesting. #119024681 / gettyimages.com   SoFi is a p2p platform based on a simple concept : get alumni of US universities to borrow from other alumni. This obviously facilitates credit(…)

Can a Disruptor grow 10x faster than an Incumbent ?

Can a Disruptor grow 10x faster than an Incumbent ?

How quickly can Disruptive Innovation revolutionise existing industries ? For many reasons, I think that finance will be drastically different in 10 years, but what can actually happen over a 10-year period ? Let’s try to be systematic, and since I use a very simple framework to look at startups, let’s use the same approach(…)

Should you invest in Fintech ?

Should you invest in Fintech ?

One of the questions that often comes back when I talk about Disruptive Finance and Fintech is “What is the opportunity in Disruptive Finance ? “.  This is clearly a question I’m also very interested in, and this article summarises my main thoughts. Before answering the question, I think we should actually rephrase it. There(…)