Fintech start-ups beware: customers are expensive

Fintech start-ups beware: customers are expensive

This is an article I previously wrote for Financial News. When mentoring start-ups, I sometimes hear a pitch like this: “With our revolutionary fintech service, we are looking to get 10,000 customers in the first year and need $300k of funding”. This immediately tells me I am talking to a first-time entrepreneur – or that(…)

My experience of upgrading to Mac OS X El Capitan

My experience of upgrading to Mac OS X El Capitan

“Oh dear, I thought Macs never crashed!” was the reaction of an amazing coach who shall remain nameless… As you know, I’m not a tech blogger, and this has nothing to do with Fintech… But then many Disruptive Finance readers are Mac users. And since I spent much more time trying to upgrade to El Capitan(…)

And the most valuable Fintech company in 2020 is …

And the most valuable Fintech company in 2020 is …

(This is part 2 of this topic. Part 1 can be found here) So, have we found the contenders for “Most Valuable Fintech Company in 2020” ? That was the challenging task for our discussion group at Websummit a few weeks ago, and we spent an hour to try to come up with an answer. Our(…)

Inspiring story: how entrepreneurs can help society.

Inspiring story: how entrepreneurs can help society.

Let me tell you a story that is very close to my heart – because it represents what I believe is important in entrepreneurship, about the role of entrepreneurs in society, and also because I witnessed it first hand. More than 15 years ago, when I was starting Ukibi, I had one of these chance(…)

Blackstone: Shadow Banking enters Online Lending

Blackstone: Shadow Banking enters Online Lending

“The start-ups that have come to dominate the online-lending industry will now have to compete with the world’s largest private-equity firm.
B2R Holdings, a portfolio company of a Blackstone Group fund, said on Thursday that it was getting into the business of providing loans for consumer purchases of big-ticket items as well as small-businesses loans.”

What will be the most valuable Fintech companies in 2020?

What will be the most valuable Fintech companies in 2020?

(This is part 1 of this topic. Part 2 with the discussion results can be found here) That will be the fascinating theme of the roundtable that I will be discussing with my fellow attendees at Money X (part of Web Summit) this week. To prepare for the conference, I’ve put together a few data points to start the(…)

World Economic Forum: Fintech will revolutionise SME financing

World Economic Forum: Fintech will revolutionise SME financing

Source: www3.weforum.org This is an excellent report from the World Economic Forum, and it is very telling that they chose SME financing as one of the key topics in the future of finance. The WEF is interested in topics that are important for society but also tries to identify the levers that have the most(…)

SXSW Competition looking for Fintech Startups

SXSW Competition looking for Fintech Startups

“Of the 305 companies who participated in SXSW Accelerator between 2009 and 2015, over 63% received funding, with combined funding in excess of almost $2.613 billion (does not include undisclosed grants, angel and seed funding). Of these 305 companies, 13% have been acquired by the likes of Google, British Telecom, Huffington Post, Apple, Live Nation, OpenTable, Constant Contact, and Harmon.”

Blackrock continues to innovate, creates JV with Google

Blackrock continues to innovate, creates JV with Google

BlackRock is in discussions with Google, the technology group, to create a joint venture that the world’s largest fund house hopes will enable it to improve returns. The tie-up, which would be a first for the fund market, will seek to explore how