Fintech

What will be the most successful bank in a Fintech world?

What will be the most successful bank in a Fintech world?

A few years ago, many banks were not convinced that Fintech* would impact them. Or rather, many banks were convinced that Fintech would NOT impact the industry, because of regulations, customer behaviour, etc. Fast forward to today, and this sentiment has totally shifted. From new challenger banks acquiring 8,000 new customers per day to Alibaba having(…)

How has Fintech transformed finance?

How has Fintech transformed finance?

The “Fintech” trend started 5 years ago.* Since then, we’ve heard about new startups, the emergence of tech competitors in finance, and also banks investing in technology. But what has been exactly the impact of technology in finance? Is there a real impact, is it too early to say, or is it just hype? My(…)

What are the 10 books to read to learn Fintech?

What are the 10 books to read to learn Fintech?

A few weeks ago, The Disruptive Group organised a Fintech bootcamp for finance professionals. One of the very experienced speakers advised the audience to start their education in Fintech by reading 10 very important books, but he didn’t mention which ones! So I thought I’d get the views from the readers of Disruptive Finance, and list the(…)

How Fintech is forcing banking to a tipping point [Citi report]

How Fintech is forcing banking to a tipping point [Citi report]

With advances in technology, the relationship that customers have with their bank and with their finances has changed. Customers rely less and less on walking into a branch for their banking needs, and instead have digital options to help them —ATMs, on-line chat, mobile phones, and Internet banking. So far these have been seen more as additive to a customer’s banking experience but when do we go over the digital disruption tipping point and see a change in the fundamental banking business?

6 days left to register for the European Fintech Awards

6 days left to register for the European Fintech Awards

“Join the European FinTech Awards and Conference where innovative and disruptive FinTech companies are awarded. Meet 400 hand picked entrepreneurs, bankers, investors and advisors, extend your network and develop business.”

Why Amazon and Google are bound to enter finance

Why Amazon and Google are bound to enter finance

“Do you think that Google and Facebook will enter financial services ?” This is a question that is in many people’s minds, whether they work in Fintech or in traditional finance.  And indeed, the arrival of the GAFA (Google, Amazon, Facebook, Apple) in finance has been predicted and expected for years – with great excitement by some,(…)

And the most valuable Fintech company in 2020 is …

And the most valuable Fintech company in 2020 is …

(This is part 2 of this topic. Part 1 can be found here) So, have we found the contenders for “Most Valuable Fintech Company in 2020” ? That was the challenging task for our discussion group at Websummit a few weeks ago, and we spent an hour to try to come up with an answer. Our(…)

Blackstone: Shadow Banking enters Online Lending

Blackstone: Shadow Banking enters Online Lending

“The start-ups that have come to dominate the online-lending industry will now have to compete with the world’s largest private-equity firm.
B2R Holdings, a portfolio company of a Blackstone Group fund, said on Thursday that it was getting into the business of providing loans for consumer purchases of big-ticket items as well as small-businesses loans.”