It may look like shoplifting, but it’s actually Amazon’s latest real-world shopping experiment.
Last Thursday, I had the pleasure to co-chair the BBA Fintech Conference with the immensely knowledgeable Imran Gulanmhuseinwala. It’s the second time in a week that I attend a conference with two regulators (loosely speaking…) presenting their views. This time, it was the Bank of England and the FCA, the previous week, it was the French(…)
I had the pleasure to be be interviewed on the Meet A Mogul series of The Market Mogul, a financial site. The Meet a Mogul series has been designed as a platform for people to learn from the experience of others, and in my case they were interested in my experience as an entrepreneur, how and(…)
Radius Bank, started by and for local union carpenters, is about to be bought by the ultimate capitalists.
Start-ups are increasingly turning to large banks – the very institutions that fintech is supposed to be disrupting – for mentorship and money.
A standard line you hear from fintech promoters is that innovative digital technologies can liberate the world by bringing financial services to the financially excluded.
Yet, as we’ve noted on numerous occasions, there’s something disingenuous about this claim.”
An article I wrote for Financial News about Artificial Intelligence “Meet Cortana, who has the talent to be the best trader in the world… But because her dad is Microsoft and her intelligence is artificial, human traders are not paying attention – but they should…”
Google and Amazon the next competitors to banks? This is a recurring theme, which has been debated at length (here and here for example) But banks competing with Google or Amazon, that is, shall we say, more daring… But this is exactly what happened last week, when Santander announced that it will offer cloud storage, therefore(…)
A bank can lose money because it takes risks on its balance sheet, but what about a Fintech startup that only acts as an intermediary ? I wrote in a previous article about the financial concept of Principal vs. Agent, and how disruptive finance has seen a lot of companies focus on being Agents, in(…)
A piece I wrote for Financial News about the target market for startups, and whether they should target very large financial institutions: “This is a question that often comes back in fintech: what are the target customers for a start-up and should they go after the large banks, insurers, asset managers?…”