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How has Fintech transformed finance?

How has Fintech transformed finance?

The “Fintech” trend started 5 years ago.* Since then, we’ve heard about new startups, the emergence of tech competitors in finance, and also banks investing in technology. But what has been exactly the impact of technology in finance? Is there a real impact, is it too early to say, or is it just hype? My(…)

Alibaba becomes Top 10 Global Bank

Alibaba becomes Top 10 Global Bank

A few years ago, I wrote about the inexorable rise of Google and Amazon in finance. The conclusion from the piece was “if you prefer fast action and major Fintech disruption from tech powerhouses, then forget Amazon, Google or Apple, and watch Alibaba or Tencent…. Ant Financial, the finance arm of Alibaba, is valued $50bn.” This was 2.5 years ago, and(…)

Why SME Banking is a huge untapped market

Why SME Banking is a huge untapped market

When I started The Disruptive Group last year, one of my first tasks – like any entrepreneur – was to open a bank account. Being a fervent proponent of Fintech, I looked at the different options available in the UK, including the different Fintech startups. My requirements for the ideal bank? – Easy onboarding. We(…)

What are the skills for Finance 2.0? At the Singapore Fintech Festival

What are the skills for Finance 2.0? At the Singapore Fintech Festival

Skills for finance are changing. And this is happening today already: “NAB will make 6,000 job cuts over then next 3 years with its digital  banking revamp… NAB is hiring 2,000 people with different capabilities” says Banking Technology. After a very fast paced trip in Hong Kong, Malaysia, and Vietnam (more on this later, but(…)

Why Fintech is an opportunity we might not see again…

Why Fintech is an opportunity we might not see again…

These are not my words, but those of Rob Frohwein, CEO of Kabbage. Read on to understand more about the context of the discussion that led to the topic of Fintech opportunities with Rob… But before, let’s start with a thought experiment: – It’s the year 2005. – You live in New York. – You’re(…)

The single most important quality to be an entrepreneur?

The single most important quality to be an entrepreneur?

Are entrepreneurs born or made? Are there any common traits shared by entrepreneurs? I was talking to a friend, and was wondering if there was any clear answer to these questions (at least the second one, I’m quite convinced entrepreneurs can be made…). After a quick search on the Internet, I wasn’t too convinced with the(…)

Why Finance is becoming Hyperscalable

Why Finance is becoming Hyperscalable

My thesis has long been that technology would have a huge impact in finance, but that it wouldn’t be a linear process. Let’s summarise where we are in this transformation of finance: 2013 onwards: huge enthusiasm in Fintech and the vision that tech would transform finance with disruptors challenging traditional companies. My view at the time:(…)

What are the 10 books to read to learn Fintech?

What are the 10 books to read to learn Fintech?

A few weeks ago, The Disruptive Group organised a Fintech bootcamp for finance professionals. One of the very experienced speakers advised the audience to start their education in Fintech by reading 10 very important books, but he didn’t mention which ones! So I thought I’d get the views from the readers of Disruptive Finance, and list the(…)

14 Fintech events in London this week – the Calendar is back!

14 Fintech events in London this week – the Calendar is back!

Under popular demand, I’ve started to re-update the London Fintech calendar… As you can see from the list below, there is an incredible number of Fintech events in London, with 14 events listed just for this week. From Africa to Blockchain, from testimonials of Fintech CEOs to Femtech, the London ecosystem is more active than ever… Nicolas Tonnard(…)