The “Fintech” trend started 5 years ago.* Since then, we’ve heard about new startups, the emergence of tech competitors in finance, and also banks investing in technology. But what has been exactly the impact of technology in finance? Is there a real impact, is it too early to say, or is it just hype? My(…)
Paytm
Why Finance is becoming Hyperscalable
My thesis has long been that technology would have a huge impact in finance, but that it wouldn’t be a linear process. Let’s summarise where we are in this transformation of finance: 2013 onwards: huge enthusiasm in Fintech and the vision that tech would transform finance with disruptors challenging traditional companies. My view at the time:(…)