Disruptors

Fintech is coming to Asia. Fast.

Fintech is coming to Asia. Fast.

In the same way that we could feel the emergence of Fintech in London a few years ago, we can detect a similar trend coming from Asia today. Remember that only 3 years ago there might have been less than 100 Fintech startups in London – whereas there might be 10 times that amount today. Are(…)

SoFi, a p2p lender to watch…

SoFi, a p2p lender to watch…

Lending Club and Prosper are the largest – and most well-known – p2p platforms in the US, but SoFi is certainly one of the most interesting. #119024681 / gettyimages.com   SoFi is a p2p platform based on a simple concept : get alumni of US universities to borrow from other alumni. This obviously facilitates credit(…)

Can a Disruptor grow 10x faster than an Incumbent ?

Can a Disruptor grow 10x faster than an Incumbent ?

How quickly can Disruptive Innovation revolutionise existing industries ? For many reasons, I think that finance will be drastically different in 10 years, but what can actually happen over a 10-year period ? Let’s try to be systematic, and since I use a very simple framework to look at startups, let’s use the same approach(…)